In order to mitigate the unfavourable impacts of the world economic crisis, the students whose repayment is based on their salary and if they are in the third year after their repayment obligation began and who do not make a repayment based on the minimum wage have the option to request for a reduction in their repayments from the Student Loan Centre. No other than the students whose contract had to be terminated by the Student Loan Centre under the law are deprived from this option.
The Student Loan Centre permits the reduction of the prepayment instalment without checking the existing reasons for a maximum period of 24 months. The amount of the reduced instalment may vary from person to person depending on the loan amount, and it may not be lower than the minimum repayment instalment amount specified for the current year on the basis of the minimum wage as on October 31 of the previous year (determined on the basis of 6, 8 or 9% repayment ratio).
The application for the reduction of the repayment instalment may be initiated through the Student Loan Direct, and the reduced repayment instalment may be approved from the month following the receipt of the application.
You should know that the duration of the repayment of the Student Loan may lengthen due to the reduction of the instalment.
Please report any change in the data affecting your Student Loan contract through Student Loan Direct.
Personal data:
- name
- address
- citizenship
Contact information:
- mailing address
- phone number
- email address
- any personal data of your trustee-on-delivery
Study data:
- change of institution or major
- termination of student status
- suspension of student status
Studies at a higher education institution of the EEA:
- Study-Related Form
Other data:
- tax number
- bank account number (where you want your Student Loan transferred)
- The number, validity or status of your EEA residence permit
To report any change in your bank account number (where you want your Student Loan transferred) or study data, log in to Student Loan Direct.
Here you can also request the modification of your loan amount or the frequency of disbursement, the suspension or the resumption of disbursement.
Please only use this menu item if you need to request multiple changes at one time and your data have changed.
To modify the frequency of the disbursement, log in to Student Loan Direct.. If you do not yet have a Student Loan Direct ID, you can request one under the Contracting menu item.
For more information on how to modify the frequency of disbursement, consult chapter “Would you like to modify your contract?”, sub-chapter “Would you like to get your student loan in a lump sum each semester?”.
If you study at an institution of higher education in an EEA country, log in to Student Loan Direct, sign the appropriate document and mail it to the Student Loan Centre (Diákhitel Központ 1996 Budapest).
For more information on studying abroad, see the chapter “Are you studying abroad?“ on our website.
If your contact information changes (mailing address, phone number, email address), log in toStudent Loan Direct and report the changes under the menu “Submission of Forms”.
Then sign and mail the application to our mailing address (Diákhitel Központ 1996 Budapest). If you log in to Student Loan Direct, you can report these data to us electronically.
If your contact information changes (mailing address, phone number, email address), you can report the change over the phone by calling our customer service number at 06-40-24-00-24 (local rate applies) or by email ( This e-mail address is being protected from spambots. You need JavaScript enabled to view it. ).
Those with two jobseeking parents*, orphans**, half-orphans*** or students with one living parent**** who is a jobseeker, can apply for HUF 50,000 per month if they study on a state-funded course and HUF 60,000 per month if they attend a self-financed programme, for a maximum of two terms.
In order to have the requested loan amount disbursed, the affected
- clients need to submit to the Student Loan Centre (Diákhitel Központ, 1996 Budapest) the following documents to be delivered by the 15th day of the academic month but no later than 15 December 2010:
a) The loan application for the increased amount may be initiated via Student Loan Direct;
b) a copy of the client’s birth certificate;
- if both parents are jobseekers you also need to submit:
c1.) a certificate***** issued by the regional office of the a Employment Centre within the past 30 days verifying that both parents are jobseekers;
- if you are an orphan, you also need to submit:
c2.) A copy of the death certificates of both parents;
- if one of your parents is deceased, you also need to submit:
c3.1.) a certificate issued by the regional office of the Employment Centre within the past 30 days verifying that the living parent is a jobseeker;
c3.2.) A copy of the death certificate of the deceased parent.
- new applicants
a) You need to indicate the increased amount on the application data sheet and submit it to the loan application location (designated post offices and branch offices of financial institutions), and
you need to submit to the Student Loan Centre (Diákhitel Központ, 1996 Budapest) the following documents to be delivered by the 15th day of the academic month but no later than 15 December 2010:
b) a copy of the client’s birth certificate;
- if both your parents are jobseekers you also need to submit:
c1.) a certificate issued by the regional office of the Employment Centre within the past 30 days verifying that both parents are jobseekers;
- if you are an orphan, you also need to submit:
c2.) a copy of the death certificates of both parents;
- if one of your parents is deceased, you also need to submit:
c3.1.) a certificate issued by the regional office of the Employment Centre within the past 30 days verifying that the living parent is a jobseeker;
c3.2.) A copy of the death certificate of the deceased parent.
If you submit the documents by their respective due dates, the Student Loan Centre disburses the increased loan amount by the 15th day of the month after submittal.
Please be advised that if you opt for the higher amount, you automatically agree to pay a higher regular repayment. This amount is 8% (for state-funded students) or 9% (for self-financed students) of the minimum wage of October 31 of the previous year for the first two years of repayment. For the third year on, it is the same percentage of their gross average income from two years before (or if the income is lower than the minimum wage then it is still the minimum wage).
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* Jobseeker : “A person who
1. meets the criteria for employment; and
2. is not a full-time student of an educational institution; and
3. is not entitled to old-age pension, nor receives any rehabilitation benefit; and
4. is not employed (with the exception of ad hoc legal relationships) and carries out no income-generating activity; and
5. cooperates with the state employment agency to find a job; and
6. registered by the state employment agency as a jobseeker.
When applying the provision in section 1 above, a person with free entry and residence right (as defined by the law on the entry and stay of persons with the freedom of movement and residence) may be registered as a jobseeker if authorised to work in Hungary based on a work permit.”
(Act IV of 1991, Section 58 (5) d))
** Orphan: A student with both parents deceased, or the deceased parent had lived in the same household as a single, divorced or separated person and the student was not adopted.
***Half orphan: A student, one parent of whom is deceased and who was not adopted.
**** Parents: The persons indicated as mother and father in the Borrower’s birth certificate.
***** If the above option is used under the jobseeker title, each semester the student has to present a certificate issued no more than 30 days before and verifying the parent/parents jobseeker status.
Please select what you would like to modify regarding your loan contract and the terms and conditions of your loan:
Change the amount of loan (for job seekers, orphans and those with one parent)
Change the frequency of disbursement (whether you prefer to get your Student Loan in a lump sum each semester or in monthly instalments)
To complete your loan application form and some of the data change forms you will need the list of alphabetical and numerical codes of either the tertiary or the secondary institutions. These documents are included in the loan application package, but you can also review them by clicking on the following link:
· list of higher education institutions
· List of secondary education institutions
If you apply for a Student Loan and you study at a higher education institution in the EEA, you should enter the numerical code 999 and the alphabetical code EEA!
You can change your loan amount through Student Loan Direct. If you do not yet have an ID, you can request one under Contracting on Student Loan Direct. For more information about changing the loan amount, please refer to chapter “Would you like to modify your contract?” and sub-chapter “Modifying the loan amount”.
To request multiple changes or report a data change at the same time, please visit Student Loan Direct.
To suspend disbursement, log in to Student Loan Direct. Here you can manage your issues conveniently and electronically.
If you do not want to get your Student Loan from the specific semester, you need to specify the beginning date of the semester (September 1 or February 1) on the form as the date to suspend disbursement of your loan.
To request multiple changes or report a data change at the same time, please visit Student Loan Direct. For more information about resuming disbursement, please refer to the chapter “Would you like to modify your contract?” and sub-chapter “Do you need to resume disbursement of your loan?”
Please carefully consider your options before terminating your contract. If you only need to suspend disbursement of the Student Loan, you do not have to terminate the contract.
If you do terminate your loan contract, it is terminated on the 15th day from the date the notice is received and then you have eight days to pay the whole debt (principal, interest, fees) in a lump sum.
To terminate your loan contract, log in to Student Loan Direct and report it.
For more information on terminating your loan contract, read chapter “Would you like to modify your contract?”,sub-chapter “What do I have to do to terminate my loan contract?“.
To request the suspension of your repayment obligation, please log in to Student Loan Direct and request the suspension in the menu item “Submission of Forms”. Then print and sign the application and mail it to the Student Loan Centre (Diákhitel Központ Zrt. 1996 Budapest) with the required certificates*.
For more information on the SPO, please read chapter “ What subsidies are available?” and sub-chapter “Suspension of repayment obligation” on our website.
Are you no longer eligible or the legal title of your eligibility has changed?
If you are no longer eligible for the subsidies or the legal title based on which you have received the benefit changes, please report it via Student Loan Direct. Please use the Submission of Forms menu item!
To modify your bank account number, log in to Student Loan Direct and report your new bank account number.
To request multiple changes or report a data change at the same time, please visit Student Loan Direct. If you do not yet have a Student Loan Direct ID, you can request one under Contracting on Student Loan Direct. Then you can conveniently manage your Student Loan issues.
To resume disbursement, log in to Student Loan Direct and submit your request.
To request multiple changes or report a data change at the same time, please also visit Student Loan Direct. If you do not yet have a Student Loan Direct ID, you can request one under Contracting at Student Loan Direct.
For more information about resuming disbursement, please refer to the chapter “Would you like to modify your contract?” and sub-chapter “Do you need to resume disbursement of your loan?”
To report the termination of your student status, log in to Student Loan Direct.
For more details about the termination of student status please read the section entitled “Are you finishing or continuing your studies?” on our website.
To report changes in your personal data (name, address, citizenship), tax number, EEA residence permit number, validity and title, please log in to Student Loan Direct. Sign it and submit it to one of our partners.Remember to have your ID card with you upon delivery. If your tax number or the data for your EEA residence permit changes, you will need to have your tax ID and EEA residence permit card with you.
