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Student Loan Direct
Student Loan Direct
About Student Loan in a Simple Way
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Everybody is entitled to borrowing Student Loan if he or she:

  • is over the age of 45*,
  • is a Hungarian citizen,
  • is recognized as a refugee,
  • has a residence or immigration permit,
  • at a legal title specified in the Decree **, has a right to free movement and residence in Hungary.

The student credit can be borrowed if he or she:

  • has a valid student’s legal status in a higher educational institution,
  • has reported their place of residence in the register of Personal details and residential address,
  • has enrolled for the given programme period and
  • has no valid Student Loan contract of free use.

He or she whose Credit contract concluded earlier has been terminated and has not paid back his or her debt is not entitled to borrowing Student Loan. No one can have twoStudent Loan contracts; everybody can only have a single Credit Contract.

He or she who has been convicted by the court to imprisonment to be legally implemented and whose imprisonment has not yet been implemented or if the implementability that has not yet been terminated, unless the court has released the convict to conditional release, cannot initiate the borrowing of the credit of free use.

What expenditures can be covered by Student Loan1 credit of free use?

  • In order to cover expenditures related to daily life (e.g. meals, travel costs)
  • In order to pay for accommodation, rent, dorm fees
  • For expenditures related to university life (e.g. for buying textbooks, university books etc.)
  • For learning languages, language courses required for the degree
  • for complementary financing with Erasmus-scholarship

The Student Loan2, Student Loan of fixed use is a construction exclusively available for students studying in self-financing form, with an annual interest of 0%.

It is only available for the settlement of the tuition fee of the programme due towards a higher educational institution (university / college).

  Student Loan of free use
(Student Loan1)
Student Loan of fixed use
(Student Loan2)
Who borrows? Anybody, independently of financing form Students taking part in exclusively self-financing programmes
What amount can be borrowed? Maximum 70,000 Hungarian Forints per month Maximum the amount of the programme cost
What can it be spent on? On anything Exclusively for the payment of the programme cost
How much is the Student Loan interest rate? 1,99%* 0%**
When should the repayment be started? From the first day of the fourth month after the termination of your legal status as a student, as well as no later than reaching the age 45.
Application: Student Loan1 application Student Loan2 application


If you need further information about Student Loans or how to get it, please contact our costumer service via telephone +36 1 999 99 44 or e-mail: 

* The interest on Student Loan is variable. The valid interest rate is 1.99%.
** Thanks to the state interest support, the interest to be paid by the clients is 0% per year