It is very simple. The required datasheets can be filled in at the credit administration interface of the Student Loan website, through Student Loan Direct, which should be submitted in larger post offices, as well as in the assigned branches of cooperating banks and saving banks. A detailed list of the places of submission can be found here. Concluding the Credit Contract is also possible through an authorized person.
You also have the opportunity to apply for Student Loan at the interface of the electronic academic system of the higher educational institution (Neptun / ETR), as well. The credit application datasheets filled out here are printed and signed at the Academic Departments, at the places of credit submission of the given institution or at one of the Personal Client service points of the Student Loan Centre.
Thanks to the client-friendly developments, you will not need to fill out the personal and academic details in the academic system at the time of the application anymore, since the Student Loan Direct adapts these details automatically from the academic systems of the institutions. This way, there can be no variation between the details of the student / applicant at the Student Loan Centre vs. at the higher educational institution, thus, credit disbursement can become smoother.
What might be needed..
In order to fill out the credit application datasheet, you will need a list containing the numerical and letter codes of the higher educational institutions. You can find the most recent data on our website.
Sign every page.
In order for the Credit Contract to be valid, in front of the person entitled for receipt, you will need to sign both copies of the credit application datasheet, as well as the Credit Contract.
Attention! You need to sign 6 pages in total.
The person entitled to receipt will check the Credit Contract and the credit application datasheet.
If you would like to receive money as early as at the date of the first transfer then you should submit your credit application no later than until the 15th September or, in the spring semester, until the 15th February.
The date of the first disbursement of the Student Loan is October the 15th in the autumn semester and in the spring semester, the 14th of March. Should the day of the transfer of the Student Loan fall on a bank holiday then we will pay on the previous working day.
By taking into consideration the following deadlines, the Student Loan can be requested any time in the autumn and spring semesters of 2014 / 2015:
Those who request the credit during the semester, at the occasion of the first disbursement, retroactively receive their money before the beginning of the semester. The final deadline of the application for Student Loan is the 15th December in the autumn semester and the 15th of May in the spring semester. Should you request the credit following this deadline then you can only receive the loan in the following academic semester.
A criterion for the disbursement of the Student Loan is the active student’s legal status. Only those can receive Student Loan whose legal status of student has been confirmed by the academic department to the Student Loan Centre; thus, it is worth enrolling / applying into the academic institution as soon as possible.
Other deadlines apply to those studying abroad. Find further details here.
Note: No other deadline applies to those studying abroad if they send every document and verification, as well as certified translation until the 15th day of September and then they can receive disbursement on the 15th October the same way.
For the credit application, you should bring:
How can an authorized person request Student Loan1? If you request the Student Loan through an authorized person then the authorized person should bring their personal document verifying their personal identity and the authority’s document verifying their address of residence, as well as an authorization included in a public notary deed containing at least the following:
In order to fill out the credit application datasheet and a few modification datasheets, you will need a list of the numerical and letter codes of the higher educational institutions or the secondary educational institutions.
Student Loan1: A list of the higher educational and secondary educational institutions
Student Loan2: A list of the higher educational institutions
If you are requesting the Student Loan for studies in an EEA higher educational institution then write the code 999 to the numerical code and the word FOREIGN to the letter code.
We would like to help you orientate by the fact that, on our website, you can view the credit application datasheet and the Credit Contract. If you would like to request the Student Loan please refer to our website www.diakhiteldirekt.hu where, under the Credit application menu, you can fill out the required forms.
You can only apply for Student Loan in Hungarian, through a form in two copies. The form consists of the Credit Contract and the Credit Application Datasheet. After having filled it out, please visit one of the submission places. One of the signed and stamped copies of the form must be returned to you.
Checking the legal status of a student
The disbursement of the Student Loan can only be implemented in case you have enrolled / applied for the given programme. After signing the Credit Contract, we make arrangements with the academic department in order to check the legal status of the student. Therefore, you should enrol / apply to the higher educational institution as soon as possible.
As soon as the higher educational institution confirms the student’s legal status on time and positively, the Credit Contract turns into effect and the applied credit amount can be transferred at the date of the following disbursement.
The disbursement of the Student Loan
If you have the legal status of student then following the checking of the data we will transfer the credit amount to your bank account on Disbursement day. In the given semester, the first disbursement day of the Student Loan is the 15th day of the second academic month.
Example: if you submit your credit application before the 15th of October 2020 and it complies with the credit borrowing requirements and your higher educational institution has also confirmed your legal status of student then we will transfer the amount of the applied credit no later than on the 15th November.
Who is entitled to borrow Student Loan abroad?
In the case of studies abroad you are entitled to the credit if you are:
You can receive the Student Loan in case you are participating in a programme in the EEA directed towards obtaining the higher educational institution’s degree that provides a higher educational degree that can be accredited in Hungary.
If you have the legal status of student in a Hungarian higher educational institution and you are carrying out partial studies abroad then the general rules will apply to the application of the Student Loan.
If you have the right to free movement and residence in Hungary then may not apply for student credit for studies in a higher educational institution of the EEA.
Documents that need to be sent
On the first occasion, besides the credit application datasheet, you will need to send the following documents:
Verifying your legal status as a student is your task. In every semester, you will need to certify that your legal status as a student is ongoing even if the disbursement is being suspended. Failing to do so will activate your repayment obligation.
Then, in every semester, you will need to send
The latest deadline to send the documents is the 15th of December in the autumn semester and the 15th of May in the spring semester.
We will forward the submitted forms to the Department of Education (the Department of Education) in order to confirm that the indicated programme provides a higher educational degree acknowledged in Hungary. The Credit Contract will turn into force on the day when the positive certificate issued by the Department of Education will reach us.
* The Hungarian Translation and Translation Authentication Office (Budapest VI. ker., Bajza u. 52, Hungary) as well as the consulate are entitled to prepare authentic Hungarian translations; however, in the case of certain languages, the Student Loan Centre will also accept non-authentic translations, namely: English, Czech, French, Russian, Romanian and Slovak. Further details can be found at the website of the Department of Education.
How and when can you get the Student Loan?
We will transfer the Student Loan to your bank account held at your name at a credit institution registered in Hungary in case of compliance with the disbursement and eligibility conditions and you have also forwarded the appropriate documents to us.
The disbursement date depends on when you have submitted your credit application. We can transfer the credit amount with the following disbursement in case your contract turns into effect at least 5 working days before the disbursement, the criterion to which is that the Department of Education matters a positive confirmation regarding your programme.